Student loan debt is a global problem that people from every country has. While the debt isn't fun the money that's flowing between these transactions are necessary. Money keeps the world spinning and while people don't like to admit it or even go so far as to say they hate it what they hate is the greed it causes. The problems it causes and create.
People need money, buildings need money, and schools most definitely need money. There can't be a sole existence responsible for all the funding so really, the most logical choice is to have people pay for an education. Education is only required till you're sixteen and have had six years of schooling.
Education beyond that is not a requirement or privilege but an opportunity, a choice, though parents would say otherwise.
As it's a personal choice, the government is in no way responsible for any one person being able to receive an education. However, it's at the benefit of the country that there are smart, well educated people to take various jobs. Jobs which require extra learning beyond middle school and various PHD's or MD's to have the permission to take on.
The system we have in place does ease the way for people to further their education and have a chance to raise themselves up in the world.